Playing board games with the family: Teaching children money skills

12.06.2025   BTV Nguyễn Yến
Chơi boardgame cùng gia đình: Dạy con kỹ năng tiền bạc

Playing board games with the family is a wonderful way for parents to bond with their children while helping them learn how to manage finances from an early age. Have you ever tried letting kids balance a “budget” in a game? The cards, pretend coins, or buy/sell decisions in the game will be a more vivid lesson than any lecture, making children learn without pressure.

Why teach financial literacy from a young age?

Children are exposed to money from a very early age: when receiving lucky money, buying toys, or saving in a piggy bank. But if not guided, they may spend impulsively, not understanding the value of labor or the difference between needs and wants.

Teaching children financial management skills doesn’t mean forcing them to “earn money,” but helping them:

  • Know how to save and plan spending

  • Appreciate the value of hard work

  • Have an investment mindset and responsibility with money

What’s special is that children can learn all of this through fun board games, instead of listening to boring theories.

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Board games – A finance learning tool that combines study and play

Board games are not just for entertainment; they also simulate real-life financial situations. Children get to try roles such as workers, consumers, investors… thereby naturally and vividly approaching financial knowledge. At the same time, playing board games trains strategic thinking, reflexes, and problem-solving skills very well.

Another plus is that board games are a wonderful weekend family activity to bond parents and children through time spent playing together, both fun and rewarding.

Gợi ý boardgame dạy kỹ năng tài chính theo độ tuổi

At Mykingdom, there are many board game options suitable for different ages, easy to access and engaging:

Trẻ từ 6 tuổi

  • Money Bags (Learning Resources) – Helps children become familiar with money denominations, counting money and spending wisely in familiar situations. This is a simple, easy-to-play board game, ideal to spark initial excitement.

  • The Allowance Game (Lakeshore) – Teaches children how to save, spend, and do chores to earn money. Children understand that money doesn’t come from nowhere, thereby forming early financial thinking.

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Trẻ từ 8 tuổi

  • Cashflow for Kids – The shortened version of the famous Cashflow financial game, helping children understand cash flow, investing and prudent spending. An excellent choice for playing board games to train financial thinking.

  • Pay Day (Hasbro) – Each turn simulates a month of income and expenses: receive salary, pay bills, save. Children will see the role of planning and spending with responsibility.

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Gia đình chơi cùng nhau

  • Monopoly/Monopoly Junior/Monopoly Bank Edition – The classic game about real estate, negotiation and investment. It can be played from 2 to 4 players, suitable for all ages.

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  • Pit (Winning Moves) – A trading game of commodities that simulates the stock market, teaching children how to seize opportunities and negotiate effectively.

A wonderful list for parents to pick the right board game that matches their child’s age and personality.

What should parents keep in mind when playing financial board games with their child?

  • Play with your child: This isn’t just a learning moment but also a bonding moment. Discuss, prompt questions: “Will you save or buy toys?”, “Do you want to invest?”, “What should you decide differently next time?”

  • Choose age-appropriate games: Don’t start with something too complex that might discourage your child. Mykingdom recommends starting with simple, easy-to-play board games, then gradually increasing the level of challenge.

  • Encourage thinking over winning or losing: Children learn more from failure than from success. Don’t hesitate to let your child "lose money," because that’s a valuable lesson in a safe space.

Xem thêm: Board games for families of 2 or 4 people, fun and livelyGreat board games for kids from 3 to 7 years old

Playing board games with the family is not only a time for entertainment but also an opportunity to teach children important life skills, especially financial management. With simple, fun, age-appropriate games, children will develop thinking, planning abilities and confidence in decision-making. Let’s choose a board game that truly fits from Mykingdom to start a meaningful family evening today.

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